Frequently Asked Questions

What insurance do you accept?

Currently, I am paneled on the following insurance: Premera. I work with Lyra and Wellspring EAP. Please be aware, using insurance means I am required to provide a diagnosis.

How can you help if you're an out-of-network provider for me? 

I can provide you with super-bills / receipts for reimbursement. To find out if your insurance will cover or reimburse for my services, call your insurance company and ask these questions:

  • Do I have mental health insurance benefits?

  • Does my plan cover out of network providers?

  • What is my out of network deductible and have I met it yet this year?

  • Will you cover services by a Licensed Mental Health Counselor (LMHC)?

  • What is the out of network reimbursement rate for the CPT code 90837?

  • How many sessions per year does my health insurance cover?

  • What is the coverage amount per therapy session?

  • Is approval required from my primary care physician?

  • How long does it take to get reimbursed?

  • Are there any other restrictions I should know about?

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Does medicaid reimburse out-of-network providers? 

Unfortunately not at this time. Some clients prefer to work with a therapist outside of their insurance plan for the benefits of greater freedom, privacy, and confidentiality, where you would not have a third party accessing your personal health information, controlling the treatment methods we use, or number of sessions you have.

Is counseling confidential?

The therapeutic relationship is founded on confidentiality. Your participation in therapy, the content of our sessions, and any information you provide to me during our sessions is protected by legal confidentiality.  State law and ethics require us to maintain confidentiality except in a few specific instances. These include: 

  1. Suspected past or present abuse or neglect of children, adults, and elders to the authorities, including Child Protection and law enforcement, based on information provided by the client or collateral sources. 

  2. If the therapist has reason to suspect the client is seriously in danger of harming him/herself or has threatened to harm another person.

In these situations, the therapist may choose, or be required, to share information about you to ensure your imminent safety or the imminent safety of others.

Is couples counseling covered by insurance?

I do not bill insurance for couples counseling as many insurances do not cover it.

Colorful Leaves

    © 2020 by Jaya Ramesh